MoneySmart: A Government-Backed Financial Guide I Actually Use

In a world full of financial advice—apps, influencers, ads—it’s hard to know what to trust.

As a working mum juggling time, work, and family, I often find myself looking for honest, ad-free financial information that I can understand quickly and apply to my real life.

One of the best resources I’ve found is
👉 MoneySmart, a free website run by the Australian government.

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✅ What is MoneySmart?

• Operated by: ASIC (Australian Securities and Investments Commission)
• Offers neutral, ad-free financial advice
• Covers a wide range of topics like budgeting, investing, loans, superannuation, and scam prevention
• Written in plain English—no financial jargon, just real-world advice

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✅ What kind of tools & information does it offer?

💸 Budget Planner
Create a monthly budget using your real income & expenses

💰 Superannuation Guides
Understand how your super works, compare funds, and plan for retirement

📉 Investment & Scam Warnings
Get informed about common frauds and risky investments before it’s too late

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✅ My favourite sections

• Budgeting & saving – Great for when I’m planning my monthly expenses
• Super & retirement – Helped me make sense of my super account
• Simple money tools – Online calculators and comparison tools

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✅ Who is it for?

• People who want financial advice without ads or bias
• Anyone living in Australia and feeling lost about money
• Working mums, students, or first-time investors looking for practical guides

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🔗 Visit moneysmart.gov.au here

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If you have other go-to sites or tips for managing money in Australia,
I’d love to hear them in the comments 😊
In my next post, I’ll be sharing a quick guide on how to check your super account easily.

 

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